Skip to main content
Star Assurance Group executive leadership and team meeting in Ghana

Ghanaian roots. A shared future.

Protecting today.
Building tomorrow.
Together.

Explore our companies
GROUP SCALE AND STABILITY

Four decades of claims settlement and financial stability in Ghana.

GHANAIAN OWNERSHIP
GHANAIAN OWNERSHIP
100%

Wholly Ghanaian-owned composite financial services group.

MARKET EXPERIENCE
MARKET EXPERIENCE
40+ Yrs

Providing general and life insurance in Ghana since 1985.

ASSETS MANAGED
ASSETS MANAGED
GH₵ 1.8B+

Combined group assets under management and supervision.

OPERATING COMPANIES
OPERATING COMPANIES
5 Pillars

Five operating companies covering general, life, health, pensions, and microinsurance.

OUR HISTORY

Over 40 years of business in Ghana

Founded in 1984 as a single insurance company, the group now includes five licensed operating companies.

1984
August 1984Key Milestone

The Star story begins

Star Assurance is incorporated in Ghana, laying the foundation for the businesses that would later become part of Star Assurance Group.

Heritage from 1984 • Star Assurance Group Holding formed September 2020
OUR COMPANIES

Five companies, one group

Each company focuses on a specific area: vehicle and property insurance, life policies, healthcare, pensions, or microinsurance.

01/05
Overview

Star Assurance Group

Five companies under one group

5 Operating CompaniesGHS 1.8B+ Protected
See group overview→
Star Assurance Company Limited insurance coverage
Star Assurance Company Logo

Star Assurance Company Limited

General insurance, motor fleet, fire, and property protection

Star Assurance Company Limited is the group general insurance arm, covering vehicles, commercial property, marine cargo, aviation, engineering projects, and liability.

General Insurance185,000+
See more details→
StarLife Assurance Company Limited insurance coverage
StarLife Assurance Logo

StarLife Assurance Company Limited

Life assurance, child education, and family protection

StarLife Assurance Company Limited provides individual and group life assurance, including child education plans, family protection policies, and long-term savings schemes.

Life Assurance620,000+
See more details→
StarHealth Insurance Limited insurance coverage
StarHealth Insurance Logo

StarHealth Insurance Limited

Cashless healthcare across 480 accredited centers

StarHealth Insurance Limited provides private health insurance with cashless access to over 480 clinics, hospitals, and pharmacies across Ghana.

Health Insurance480+ Centers
See more details→
Star Pensions Trust Limited insurance coverage
Star Pensions Trust Logo

Star Pensions Trust Limited

Corporate pension trustee for Tier 2 and Tier 3 funds

Star Pensions Trust Limited is an NPRA-licensed corporate trustee administering mandatory Tier 2 occupational pension schemes and voluntary Tier 3 provident funds.

Pensions TrusteeGHS 1.3B+
See more details→
Star Microinsurance Company Limited insurance coverage
Star Microinsurance Logo

Star Microinsurance Company Limited

Affordable cover for traders, artisans, and small businesses

Star Microinsurance Company Limited provides low-cost insurance for market traders, artisans, and small businesses, starting from GHS 1.50 per day with mobile money payments.

Microinsurance310,000+
See more details→
Click "See more" for complete dossier
FIND YOUR COVER

What would you like help with?

Select what you want to protect to find the right group company and policy.

RECOMMENDED COMPANY1 Company Matched
Need guidance? Speak with an advisor →
General & Non-Life Underwriter

Star Assurance

Covers private and commercial vehicles (third-party and comprehensive), buildings, warehouses, marine cargo, and construction projects.

WHY CHOOSE STAR GROUP

Why Ghanaian families and businesses work with us

With four decades in Ghana, we focus on paying claims promptly and keeping our policies clear and reliable.

Read our 40-year story

Ghanaian owned and operated

We have operated in Ghana for 40 years. Our policies reflect local realities, family obligations, and domestic currency conditions.

Group standard
Learn our heritage

Dependable claims payment

Star Assurance and StarLife settle claims in motor, health, and education benefits every week, with clear turnaround times.

Group standard
Claims settlement

Cover across every stage of life

Our companies provide child education policies, market trader cover, employee health plans, and occupational Tier 2 retirement pensions.

Group standard
Explore our companies
POLICYHOLDER SUPPORT

Need assistance with a claim, policy, or pension?

Contact your operating company directly or reach our central office at Platinum Place in Ridge, Accra.