
Four decades of claims settlement and financial stability in Ghana.

Wholly Ghanaian-owned composite financial services group.

Providing general and life insurance in Ghana since 1985.

Combined group assets under management and supervision.

Five operating companies covering general, life, health, pensions, and microinsurance.
Over 40 years of business in Ghana
Founded in 1984 as a single insurance company, the group now includes five licensed operating companies.
The Star story begins
Star Assurance is incorporated in Ghana, laying the foundation for the businesses that would later become part of Star Assurance Group.
Open for business
Star Assurance begins operations as a composite insurer, offering both life and general insurance.
A dedicated life assurance company
StarLife Assurance is incorporated, creating a dedicated company focused on life assurance and financial protection for Ghanaians.
Reaching more households
Star Microinsurance is established as an agency working with Star Assurance and StarLife to make insurance more accessible to people with lower incomes.
Insurance through the post office
Star Microinsurance and Ghana Post launch Abusua Nkyemfa, a partnership using selected post offices to bring insurance services closer to households and people working in the informal sector.
Star Assurance Group is formed
Star Assurance Group is formed, bringing Star Assurance, StarLife Assurance and Star Microinsurance together under a group structure.
Making insurance easier to reach
StarLife introduces MyStar and its USSD service, giving customers more ways to check policies, pay premiums and request services from their phones.
StarLife acquires four retail portfolios from Exceed Life Assurance under the supervision of the National Insurance Commission.
A broader family of businesses
The Group publicly presents its expanded portfolio, including StarHealth and its pensions business alongside general insurance, life assurance and microinsurance services.
A growing family of businesses
Pensol Capital Trust rebrands as Star Pensions Trust, bringing its pensions identity closer to the Group while continuing to serve employers and retirement savers.
Star Assurance celebrates 40 years since starting business, while StarLife marks its 20th anniversary. Together, these milestones reflect the depth of the Star family’s experience.
StarHealth holds its formal public launch, building on health cover it had been providing since 2023 for individuals, families and businesses.
Supporting families at Korle Bu
Through its Love Month initiative, Star Assurance Group pays the medical bills of 21 children receiving cancer care at Korle Bu Teaching Hospital.
Five companies, one group
Each company focuses on a specific area: vehicle and property insurance, life policies, healthcare, pensions, or microinsurance.
Star Assurance Group
Five companies under one group


Star Assurance Company Limited
General insurance, motor fleet, fire, and property protection
Star Assurance Company Limited is the group general insurance arm, covering vehicles, commercial property, marine cargo, aviation, engineering projects, and liability.


StarLife Assurance Company Limited
Life assurance, child education, and family protection
StarLife Assurance Company Limited provides individual and group life assurance, including child education plans, family protection policies, and long-term savings schemes.


StarHealth Insurance Limited
Cashless healthcare across 480 accredited centers
StarHealth Insurance Limited provides private health insurance with cashless access to over 480 clinics, hospitals, and pharmacies across Ghana.


Star Pensions Trust Limited
Corporate pension trustee for Tier 2 and Tier 3 funds
Star Pensions Trust Limited is an NPRA-licensed corporate trustee administering mandatory Tier 2 occupational pension schemes and voluntary Tier 3 provident funds.


Star Microinsurance Company Limited
Affordable cover for traders, artisans, and small businesses
Star Microinsurance Company Limited provides low-cost insurance for market traders, artisans, and small businesses, starting from GHS 1.50 per day with mobile money payments.
What would you like help with?
Select what you want to protect to find the right group company and policy.
Star Assurance
Covers private and commercial vehicles (third-party and comprehensive), buildings, warehouses, marine cargo, and construction projects.
Why Ghanaian families and businesses work with us
With four decades in Ghana, we focus on paying claims promptly and keeping our policies clear and reliable.
Ghanaian owned and operated
We have operated in Ghana for 40 years. Our policies reflect local realities, family obligations, and domestic currency conditions.
Dependable claims payment
Star Assurance and StarLife settle claims in motor, health, and education benefits every week, with clear turnaround times.
Cover across every stage of life
Our companies provide child education policies, market trader cover, employee health plans, and occupational Tier 2 retirement pensions.
Need assistance with a claim, policy, or pension?
Contact your operating company directly or reach our central office at Platinum Place in Ridge, Accra.
